Did you know that your dental benefits effectively expire each year? It’s true. With most dental plans, your benefits don’t carry over to the next calendar year if you don’t use them all before 2018 officially comes to a close. Instead, they resent when the clock strikes midnight and welcomes 2019.
To maximize your dental benefits, you need to use them before you lose them. If you aren’t sure how to get the most of your 2018 plan, here are some tips from your dentist in Plano to get you started.
Use Your Coverage for Free or Low-Cost Preventative Care
Most dental benefits cover a variety of preventative services, mainly during your six-month checkup. For example, cleanings, x-rays, and even fluoride treatments are covered once or twice each year, and may even be completely free through your insurance.
If you haven’t made it in to see your Plano dentist in the last six months, you might be missing out on preventative treatments that won’t cost you a dime. Make sure you don’t lose these benefits by scheduling an appointment with your dentist before January 1.
Achieve Greater Oral Health
Even if you had your six-month appointments, there might be other treatments available that can help you improve your oral health. With 2018 coming to a close, it’s wise to contact your Plano dentist to see if there is more that can be done to keep your teeth, gums, and mouth in tip-top shape.
Often, dentists are well-versed in what insurance does and does not cover. They can assist you by informing you of your options and the benefits of treatments that you may not have initially considered. That way you can make the most of your dental benefits before they reset.
Increase the Affordability of Cosmetic Procedures and Orthodontics
The end of the year is often the perfect time to schedule treatments that will require multiple visits including gum contouring, dental implants, crowns, and even braces. Why? Because you can time the treatments in a way that allows you to maximize your dental coverage.
If you haven’t hit your 2018 annual maximum coverage limit but have handled your deductible, you can minimize your out-of-pocket expenses by starting treatment before the end of the year. If you would hit your yearly maximum before finishing the treatments, your dentist can schedule the additional appointments for 2019, allowing you to start utilizing your renewed benefits for additional cost-savings.
Schedule an appointment with your dentist at Dental Place of Plano today and see how you can make sure that you use all of your dental benefits before you lose them.